FAQ

Title Loans Chicago
Frequently Asked Questions

Are there any limitations as to what I need to use the money for?
There are NO limitations as to how you should use your money.  Title loans are designed to help you as a short-term financial solution.

How old do I have to be to get a Title Loan in Chicago?
You must be at least 18 years of age in order to get a Title Loan in Chicago, or anywhere else in the state of Illinois.

How fast can I get my money with Title Loans Chicago?
The application takes only seconds.  Within minutes you can be approved and you can walk away with your money in less than one hour!

How long do I have to pay back my Title Loan?
Title Loans Chicago offers flexible payment options.  We pride ourselves on being able to work around your needs.  Our standard payment terms are 24 to 36 months.

When do I have to start paying back my Title Loan?
Your first payment is due within 30 days of the date you signed the title loan agreement.

How do get my money from Title Loans Chicago?
It’s easy!  All you have to do is fill out our quick and simple online title loans application and we get can get started in the process to get you your money as quickly as we can!

How old car my car be? How do you determine how much I can get.

That’s a great question because there is a couple things to consider. First we have to make sure you are is worth at least $4000 wholesale. That’s not Kelly Blue Book retail. Years, makes and models and condition determine this. Sometimes just the vehicle edition could make the difference. We figure this out for you when you do the application. So the year COULD be a 1945 classic or a 2010 just off the line. It’s too hard to tell until we figure out what the public is paying for the exact same car right now.

Once we know that , you give you a percentage of that number as a loan. In Illinois our smallest loan is $1500 and by law we cannot loan you more than $4000. Any car title loan company that says it can loan you more is lying. It’s the law.